3 payments has been used for illustrative purposes and includes interest at the representative APR.

Representative Example

Representative rate: 44.9% APR variable.
Annual rate of interest: 44.9% APR variable on an assumed credit limit of £1200.


The actual value of payments is up to you. You can always avoid paying interest by paying the full balance on each statement but when you need a bit longer to pay, we’ve got you covered.

Remember, when you pay less than your full statement balance by your payment due date, you will pay interest on the balance left over. If you only pay the minimum each statement, it will take you longer to pay off what you owe and cost you more in interest.